The Cashflow dashboard is now organised so you can manage money in layers.

Step 1: Use Essentials first

1. Check Incoming, Total spending, and Net cashflow.
2. Scan the trend chart for big month-to-month changes.
3. Expand Spending breakdown to see top categories and top merchants.
4. Use Transactions to verify specific purchases.
5. Use Match to quickly reconcile transfers, exclusions, or one-off category fixes.

Step 2: Clean up categorisation

From the transactions table and setup flow:

• Review uncategorised transactions.
• Create category rules using the Who / What / Why flow:
  • Who: merchant or description you want to match.
  • What: start typing a category name and choose from suggestions.
  • Why (optional): add a second keyword when one merchant can map to different categories.
• Optionally scope rules to money in (credit) or money out (debit) for cleaner automation.
• Re-categorise recent history after adding rules.
• Use Match → Find matching transfer when money moves between your own accounts.

Step 3: Open Advanced when needed

At the bottom of the page, switch to the Advanced tab for:

• Budgets (set targets)
• Recurring (detect subscriptions/bills)
• Category rules (manage automation)
• Insights (alerts and prompts)

Practical routine

• Weekly: sync, then review essentials and top spending drivers.
• Monthly: adjust category rules and budgets in Advanced.
• As needed: use recurring detection to catch subscription creep.

Next steps

• Cashflow setup guide
• Cashflow overview
• Key features overview