So you’ve seen “Model Portfolios” mentioned and you’re wondering how they work? Rask uses standardised Model Portfolios to help our advice team design consistent, high-quality investment strategies for our members.
These same model portfolios now also power Rask Invest inside the app for authenticated users. That means the holdings, weights, risk settings, and public-page controls managed by staff flow through to both personal advice workflows and the in-app portfolio pages.
What is a Model Portfolio?
A model portfolio is a pre-defined “blueprint” of investments (usually ETFs and managed funds) designed to achieve a specific risk and return objective. Instead of picking individual stocks from scratch for every person, we use these models as a starting point.
Why use models?
- Consistency: Ensures all members with similar goals receive the same high standard of research.
- Efficiency: Allows our team to spend more time on your personal strategy and less on manual trade execution.
- Quality Control: Every asset in a Rask model has been through our rigorous investment committee review process.
The Portfolio Calculator
Our advice team uses an internal Engagement Calculator to help you and your adviser understand:
- Target Allocation: How much of your wealth should be in the model vs. other assets.
- Projected Costs: The estimated management fees for the underlying investments.
- Expected Returns: The historical and projected performance characteristics of the model.
The same admin area also controls the public Rask Invest presentation, including:
- featured images and profile photos
- performance embeds
- portfolio documents and guides
- which sections are visible on each portfolio page
- shared FAQ and portfolio-manager content reused across all published Rask Invest pages
How to use this information
- Review the Definitions: Understand the difference between our “Conservative,” “Balanced,” and “Growth” models.
- Run the Numbers: Use the calculator to see how a model might fit into your current Net Wealth.
- Discuss with your Adviser: Your adviser will use these calculations when drafting your formal Statement of Advice (SOA).